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Card associations such as MasterCard® and Visa® need to make sure merchants have protection in place to deter hackers and criminals targeting cardholder data. Together with American Express®, Discover® and JCB International®, they formed the Payment Card Industry Security Standards Council (PCI SSC) and developed the Payment Card Industry Data Security Standard (PCI DSS).
What is PCI DSS?
PCI DSS requires merchants to develop and maintain high security around sensitive cardholder data. Merchants must prove their PCI DSS compliance annually through either an onsite audit or self-assessment.
The PCI SSC works to uphold these five main areas: